by Kenny | Oct 10, 2025 | Weekly Newsletter
Key Takeaways (TL;DR) Retirement success is less about “the number” and more about cash-flow durability, tax efficiency, and risk control. A resilient plan blends guaranteed income (Social Security, pensions, annuity floors) with market growth and cash reserves. Smart...
by Kenny | Oct 3, 2025 | Weekly Newsletter
Big idea: Life insurance and fixed indexed annuities (FIAs) aren’t either/or. Used together, they can help protect income, manage taxes, and transfer wealth more efficiently—especially in volatile markets. Why these two tools belong in the same conversation Most...
by Kenny | Sep 26, 2025 | Weekly Newsletter
When planning for retirement, one of the greatest challenges is balancing growth potential with protection of principal. Many investors seek opportunities that allow for upside potential without exposing their hard-earned savings to the full risk of market volatility....
by Kenny | Sep 18, 2025 | Weekly Newsletter
How much can you spend without running out of money? The 4% rule is a popular rule of thumb, but you can do better. Here are guidelines for finding your personalized spending rate. You’ve worked hard to save for retirement, and now you’re ready to turn...
by Kenny | Sep 12, 2025 | Weekly Newsletter
What Is a Fixed Index Annuity? A fixed index annuity is a financial product whose terms are defined by a contract between you and an insurance company. It features characteristics of both fixed annuities and variable annuities. Fixed index annuities are also referred...
by Kenny | Sep 6, 2025 | Weekly Newsletter
Many people decide to claim their Social Security benefit when they retire. You may be one of them. It could be that you need the money, or maybe you want to invest it in the hope that it grows. While these can be good options depending on your needs and preferences,...
